Safer Online Shopping with Burner Credit Cards

Published On March 29, 2016 | By Tom Huskerson | Now You Know

visa-full-colour-reverseAfrican-Americans hold almost a trillion dollars in buying power.  Much of that money is spent online. Black people do more online shopping than any other group and as a result we are more vulnerable to retail tracking and credit card fraud.  

Privacy and security is hard to come by in the digital age. Seems like everything is stored in somebody’s database and tracked; and these are the good guys.  The bad guys are hacking something everyday. Your credit card information is always vulnerable to theft. If it is stolen you get stuck with the hassle of calling your bank for a new one, or waiting to see if yours is misused. 

A new service known as Privacy.com lets you create virtual, disposable credit card numbers or burner cards, that deactivate instantly if stolen. Privacy.com actually creates a disposable card number that protects your security and privacy when you shop online. Privacy.com is a VISA card that can be used at any online store or anywhere VISA debit cards or gift cards are accepted. The cards are locked to a single merchant and you can make it a single-use or set transaction or monthly spending limits on them. The Privacy.com burner card does not require a credit check because it is not a credit card but works like a debit card. Spending limits are set at $1,000 a day and $2,000 a month.

Money on the card come directly from your selected account but the merchant does not see your account number or the credit cad number. The transaction process is completely anonymous.

People choosing to use the Privacy.com cards need to have an account at one of the following financial institutions;

According to the Privacy.com website the number of banks is growing. If you don’t see your bank on this list send them an email at  [email protected].

The Privacy.com service is only supported on  Google Chrome and Mozilla FireFox and the app is available in the iOS App store. The company is working on getting other browsers on board with the service. 

Now you know.

 

 

 

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About The Author

Tom Huskerson Bio Born in Richmond Virginia Tom Huskerson is a military veteran who settled in California after his discharge. Tom attended Santa Barbara City College where he began his writing career as a campus reporter. He worked as an intern news reporter for the Santa Barbara News-Press writing feature stories before moving on to San Francisco. At San Francisco State University Tom studied broadcast communications and began to focus on the Internet. He completed his graduate thesis on Internet advertising. Tom was the first student to ever focus on the Internet as a graduate student at San Francisco State University. After graduation he went to work for Zona Research in California’s Silicone Valley. As a research associate Tom supported senior analyst writing on the latest developments in the Internet industry. During the dot com boom Tom worked for several web businesses as a market researcher and analyst. As a writer and researcher Tom has authored various technical works including a training program for Charles Schwab security. Other projects included professional presentations on workplace violence and hiring security contractors. Tom has also written both fiction and non-fiction works and blogging for a travel website. He has published two books of short stories and completed two novels. Tom is the owner of Scribe of Life Literature and EbonyCandle.com. Tom is not the chief editor for the OnTechStreet. com. A news and information blog that focuses on tech news for African-Americans. The blog is the result of his desire to inform the African American community of the dangers and benefits of the cyber age. In his blog Tom reports on information security, new and analysis, scams and hoaxes, legal happenings and various topics that arise from the age of information. Tom believes that technology is a necessary tool for black people and they should know what is happening. Tom writes believing that techno speak is for the professional and that valuable information can be communicated using plain language. As a result he has embraced the motto, Less Tech, More Knowledge.

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