Website Introduced

Published On May 18, 2015 | By Tom Huskerson | Now You Know

homepage_identitytheft_0Identity theft is a real bitch! Once its stolen you realize how fragile and vulnerable your life is. While black people do not suffer identity theft at the same rate as white Americans we suffer greater financial loss. In 2014, financial losses from identity theft topped $26 million. Seventeen percent of black people have experienced some form of fraud usually in the form of credit card fraud. Others have suffered crippling identity theft to the point of destroyed credit, loss of home or car and even a job.

Black people can now find immediate help if they think they are victims of identity theft. The Federal Trade Commission (FTC) has launched, a new government website designed to offer much-needed help if your identity has been stolen. is set up in a simple step-by-step format allowing the user to click each step in the process to begin recovering their identity. For our brown brothers and sisters its Spanish counterpart is

The user will start by calling the companies where you know the fraud occurred and then cancel or freezing credit accounts. They will then change passwords and place a fraud alert with the three major credit bureaus. Then the user will fill out an FTC identity theft report to let them know what’s going on. Each of the steps includes all the links, forms, and phone numbers you’ll need to complete each task. The process has been streamlined to get you through the steps you need to take action. By the time you’re finished you will have done quite a bit to protect yourself from further harm.

The FTC said in a statement that the website will offer specific tips for different forms of identity theft, including tax-related and medical identity theft, provides specific information for consumers who get caught up in common data breaches.  Over 300,000 identity theft incidents were reported to the agency in 2014 alone. This resource was developed in response to the problem.

But as you may know identity theft is easier to carry out than correct. Many thousands of black people suffer through the endless phone calls, filling out forms and dealing with confused and un-helpful creditors. Its best not to get caught up in the first place. With the proper precautions you can avoid identity theft. Learn how by clicking here.

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About The Author

Tom Huskerson Bio Born in Richmond Virginia Tom Huskerson is a military veteran who settled in California after his discharge. He attended Santa Barbara City College where he began his writing career as a campus reporter. He worked as an intern news reporter for the Santa Barbara News-Press writing feature stories before moving on to San Francisco. At San Francisco State University Tom studied broadcast communications and began to focus on the Internet. He completed his graduate thesis on Internet advertising. Tom was the first student to ever focus on the Internet as a graduate student at San Francisco State University. After graduation he went to work for Zona Research in California’s Silicone Valley. As a research associate Tom supported senior analyst writing on the latest developments in the Internet industry. During the dot com boom Tom worked for several web businesses as a market researcher and analyst. As a writer and researcher Tom has authored various technical works including a training program for Charles Schwab security. Other projects included professional presentations on workplace violence and hiring security contractors. Tom has returned to focus on writing both fiction and non-fiction works and blogging for a travel website. He has published two books of short stories and completed two novels. Tom is the owner of Scribe of Life Literature and EbonyCandle. Most recently Tom has launched the blog African American Cyber Report. The blog is the result of his desire to inform the African American community of the dangers and benefits of the cyber age. In his blog Tom reports on information security, new and analysis, scams and hoaxes, legal happenings and various topics that arise from the age of information. Tom believes that technology is a necessary tool for black people and they should know what is happening. Tom writes believing that techno speak is for the professional and that valuable information can be communicated using plain language. As a result he has embraced the motto, Less Tech, More Knowledge.

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