How Safe is that ATM?

Published On September 22, 2015 | By Tom Huskerson | Now You Know, Security

Remember the good ol’ days when ATM security meant making sure you didn’t get mugged. Well those days aren’t exactly gone. You still have to be careful. But the crooks are now using card skimmers, fake keypads and other devices to rob you. So how safe is that ATM?

Card skimmer courtesy of BBB.org

Card skimmer courtesy of BBB.org

ATM security nowadays means understanding how criminals are using technology to rob you. Its time to learn their methods and technology.

 

 

 

 

Remember that ATM machines do not have to belong to a bank or any financial institution. The can be privately owned by a person or business. There is even an organization of private ATM owners known as the National ATM Council. And you can find websites that show you how to set up your own network. Would you like to buy your own ATM? It’s that simple.

viral4real.com

Fake ATM key pad Courtesy viral4real.com


So how do you spot a fake or suspicious ATM?

  • Avoid standalone ATMs in suspicious locations. Be alert to brand names you are not familiar with.
  • A legitimate ATM machine is very secure. Since they contain cash they will be bolted and secured to a wall or floor. Free standing ATM machines that can be easily moved are to be avoided.
  • Clever criminals will sometimes place their crooked ATM next to a legitimate ATM then place an out of order sign on the legitimate one. That could indicate that the one with the sign may actually be the working ATM.  The out-of-order sign could trick you into using the criminal’s machine. Be aware!
  • Check the card slot and key pad. Is either loose or out of place?  That ATM may have been tampered with.  Check the card reader slot and key pad by trying to remove it. Yank or pull on it. It may come off in your hand. If so you have found a skimmer.  Legitimate ATM machines don’t have loose or removable parts.
  • Look for a micro camera or any other out of place device used to record your PIN.
  • Look for ATM machines with open or loose side panels or broken locks especially at drive through ATMs. Don’t use it and report a suspicious ATM to the bank immediately.
  • Check your balances daily and make sure there are no suspicious charges related to ATM use. Report any strange activity immediately.
  • Report suspicious activity around an ATM machine to the police.

Now you know

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About The Author

Tom Huskerson Bio Born in Richmond Virginia Tom Huskerson is a military veteran who settled in California after his discharge. He attended Santa Barbara City College where he began his writing career as a campus reporter. He worked as an intern news reporter for the Santa Barbara News-Press writing feature stories before moving on to San Francisco. At San Francisco State University Tom studied broadcast communications and began to focus on the Internet. He completed his graduate thesis on Internet advertising. Tom was the first student to ever focus on the Internet as a graduate student at San Francisco State University. After graduation he went to work for Zona Research in California’s Silicone Valley. As a research associate Tom supported senior analyst writing on the latest developments in the Internet industry. During the dot com boom Tom worked for several web businesses as a market researcher and analyst. As a writer and researcher Tom has authored various technical works including a training program for Charles Schwab security. Other projects included professional presentations on workplace violence and hiring security contractors. Tom has returned to focus on writing both fiction and non-fiction works and blogging for a travel website. He has published two books of short stories and completed two novels. Tom is the owner of Scribe of Life Literature and EbonyCandle. Most recently Tom has launched the blog African American Cyber Report. The blog is the result of his desire to inform the African American community of the dangers and benefits of the cyber age. In his blog Tom reports on information security, new and analysis, scams and hoaxes, legal happenings and various topics that arise from the age of information. Tom believes that technology is a necessary tool for black people and they should know what is happening. Tom writes believing that techno speak is for the professional and that valuable information can be communicated using plain language. As a result he has embraced the motto, Less Tech, More Knowledge.

One Response to How Safe is that ATM?

  1. Hailey Renee says:

    I would agree that knowing the safety of an ATM machine is very important for banking customers. That is interesting that ATM machines are made to resist being tampered with. I would agree that you should take safety steps while operating an ATM. Thank you for sharing!

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